Life insurance quotes

Get a life insurance quote online or call us at (619) 363-4545 and get the satisfaction of knowing your loved ones are protected.

What is a life insurance policy?

Life insurance provides financial protection for your family in the event of your passing. Your beneficiaries will receive the money to use as they see fit.

When to get life insurance

There has never been a better time but these life events are especially important.

  • You just got married
  • You purchased a new home
  • You are expecting a baby
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What are the 3 types of life insurance?

Life insurance options

Term Life Insurance

Affordable coverage to meet your short-term requirements. You'll receive a guaranteed death benefit for the term you select, and your payments will be guranteed for the duration of the term.

Whole Life Insurance

Offers level premiums, strong guarantees, and valuable protection. It can also build up cash value that you can use to borrow money.

Fixed annuities/fixed income

With a Single Premium Deferred Annuity (SPDA) or Fixed Indexed Annuity (FIA), you pay a single lump-sum premium in exchange for a guaranteed retirement income.

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What is the best life insurance for me?

Different kinds of life insurance are made to meet different needs.
Find out what’s included in each option so you can decide which one might be best for you and your family.

Premiums at a fixed rate for 10, 15, 20, or 30 years

the choice to maintain coverage after the level term period has ended

Integrated conversion assurance

a selection of add-ons or riders to customize coverage

Short-term insurance without a drawn-out application process or physical (Simplified Issue only)

  • Premiums at a fixed rate for 10, 15, 20, or 30 years

    the choice to maintain coverage after the level term period has ended

    Integrated conversion assurance

    a selection of add-ons or riders to customize coverage

    Short-term insurance without a drawn-out application process or physical (Simplified Issue only)

  • A long-term interest rate guarantee (for example, 60-month)
  • Earns tax-deferred interest
  • Access to cash in case of certain qualifying conditions for owner and spouse
  • Access to indexed strategies to potentially earn higher interest (FIA only)

Testimonials

We bought a Life Insurance policy on my myself and my husband. Not a large amount just enough to pay for funeral expense when it would be needed. We purchased it when we were younger and kept it for many years. When my husband passed I called them and I was so impressed how compassionate they where with me. Within one week I received my check and was able to pay my husbands funeral cost at the funeral home. I highly recommend Life Insurance for your family.

Michael Business Man

Life Insurance provided me and my family with life insurance coverage we needed at a phenomenal price. Our needs were met, and a whole life insurance policy was the right investment for us. But making this decision was only after reviewing all of the options available to us. I highly recommend to anyone who wants real advice when making such an important decision.

Scarlett

I highly recommend Life Insurance for your insurance needs. Skip the annoying sales call or getting stuck with an insurance salesman who tries to sell you products that you don't need or are not suitable for your lifestyle. Michael gave me valuable advice and product options that make sense for you, your loved ones And more importantly you will work with someone who is passionate about planning for the future and ensuring that you are prepared for all of those curveballs that are part of life.

Tara

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